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Ruby, I am pretty good at finances. I would bring your credit score up and refinance. Your rate is astronomically high. Shoot for a 6% percent or lower rate once your credit goes up.

'Star Wars,' 'Iron Man' and 18 Other Billion-Dollar Movie ...

The worldwide box office reached a record $38.6 billion in ticket sales in 2016, according to the Los Angeles Times. And in a cinematic landscape packed with reboots, remakes, sequels and prequels, a whole lot of those billions are owed to the power of globally recognizable, seat-filling franchises.

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The documentary Overdrawn! explores the ways that major national banks practice predatory lending, particularly in the form of overdraft fees. Since its 2007 release, things have changed at least somewhat for the better. In late 2017, Bank of America settled a long-running class action lawsuit on this specific issue.