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Students & Debt. Student loan debt is accelerating so fast that it has become a burden on the U.S. economy. The Federal Reserve Bank of New York said in February of 2017 that student loan debt rose for the 18th consecutive year and that borrowing for higher education has doubled in just eight years.
The short answer is, “No.” A few clients have told me that they’ve received phone calls from a collection agency, threatening jail time for not repaying payday loans.
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Ruby, I am pretty good at finances. I would bring your credit score up and refinance. Your rate is astronomically high. Shoot for a 6% percent or lower rate once your credit goes up.