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If you want to take a loan without putting up collateral, personal loans are ideal. Personal loans provide you with 'unsecured' money (in other words, the loan is not secured against a large asset such as your property).
Why pay more than your car is worth when you can pay off your car loan early? About seven out of 10 people borrow money to buy their cars, and a car loan is one of the largest financial obligations you can have.
Good beer is a little bit challenging to find in Asia. Not in the Philippines though. The Filipinos take pride that it has good beers and most of them are cheap by western standards.
Fair-Debt-Collection.com is your investigative resource for what you need to know about the debt collectors contacting you. Check the debt collectors list below to see if your collector has registered a hit on out “bad actors” list — BEFORE you agree to pay anyone, anything.
Updated. Although I originally wrote this post a few years ago, it (unfortunately) still gets regular traffic. Bank reforms instituted in 2010 made overdraft “protection” only applicable on an opt-in basis on ATM/debit card usage.