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It's October, which means it's time to get a little scary. That's why our new episode of How to Money is focused on one of the scariest financial products there is…

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Online Loans Across Canada. Credit Club is proud to offer loans online to the residents of Ontario and British Columbia.Citizens of Toronto or Ottawa can apply online from the comfort of their home and receive the funds usually the same business day. Canadians from Vancouver and Victoria know they can be approved even if they have less-than-perfect credit.

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What exactly is a payday loan? A payday loan is a short-term form of credit that can get you cash quickly, even if you have bad credit or a low income.

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Tip: Your reference number is a unique (7 to 9 digit) number linked to your returned cheque or overdue balance.It is located on any collection letters sent to your mailing address or provided to you by a Customer Service Representative. If you don't know your reference number, please contact your local Cash 4 You.

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Five Companies That May Not Survive Past 2014 By Jonathan Berr Fiscal Times December 27, 2013. Wall Street is a sucker for a good comeback story, and it got plenty of them in 2013.