Payday Loans — And How to Fix Them
Payday loans suffer from three main problems, according to extensive research—unaffordable payments, failure to work as advertised, and excessively high ...
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A payday loan is a short-term, high-interest loan, generally for $500 or less, that’s designed to bridge the gap between paychecks. The quick cash infusion is nice, but when you apply for a payday loan, you may wind up getting more than you bargained for.
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Some observers assert the financial crisis of 2007-2009 revealed that excessive risk had built up in the financial system, and that weaknesses in regulation contributed to that buildup and the resultant instability.
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Ask Americans what they think of public education and their answers may surprise you. According to the “2009 Phi Delta Kappa/Gallup Poll of the Public’s Attitudes Toward the Public Schools,” Americans think more money should be spent on early childhood education; they're weary of the No Child ...