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Ruby, I am pretty good at finances. I would bring your credit score up and refinance. Your rate is astronomically high. Shoot for a 6% percent or lower rate once your credit goes up.
Time for another class-action lawsuit. This time, Bank of America and its affiliated banks are putting up $35 million to settle accusations of doing various naughty things to boost their revenues in the form of overdraft fees (AKA insufficient funds fees, bounced check fees, returned item fees).
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Spesso non ci rendiamo conto delle enormi potenzialità di oggetti commerciali nati per usi non amatoriali. Da un po di tempo dul web si parla dell'uso improprio di una chiavetta USB, una particolare chiavetta USB, venduta in alcuni supermercati oppure reperibile su ebay a 20-30 euro.