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News:

FDIC Allows Ally Bank To Make 620 FICO Auto Loans ...

During Ally Financial’s earnings announcement today (transcript here), CFO Chris Halmy revealed that the FDIC has given permission for the bank to start using FDIC insured deposits for auto loans with credit scores as low as 620.Previously, Ally could only use deposits for loans to borrowers with 650 or higher credit scores.

How Much Banks Spend on Credit Card Rewards: Study

Credit card rewards have become increasingly lucrative, as credit card issuers battle for customers. From 100,000 point sign-on bonuses to 6% cash back offers, it has never been a better time to be a credit card customer.