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I charge absolutely everything to my credit card. Everything. Even $3 purchases if I can. I am a credit card junkie (and have been for many years) for a number of reasons.
The OpenSky® Secured Visa® Credit Card can be helpful for those who have bad or No/Limited credit history. This card is designed for consumers who want to rebuild or create a credit history. OpenSky does not require a checking account or credit check when you apply, which makes the application process simple.
Updated August 28, 2018. Unsecured cards are the most popular type of credit cards available — they are simply regular credit cards. The term “unsecured” means that you don’t need to deposit money or use any other collateral in order to receive a line of credit — credit card issuers extend credit based on your credit history and various other factors.