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Whether you’re close to retiring, looking to remodel, or just wanting to get out of debt, a short-term mortgage from Deseret First can help get your house in order. Rates are the lowest they’ve been in years. Pay off your home faster, save thousands in interest. Apply Now Fixed Rate Products 5 and 10-year... Read more »

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Long-term payments: If you use a long-term home equity loan for a short-term expense, even with a lower APR, you could pay more interest over time than if you had used a different form of financing. Home equity loans are commonly available for up to 30 years, while personal loans typically have a maximum repayment period of seven years.

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UCCU's focus is to Inspire Smart Decisions by offering the lowest rates and flexible terms on loans. All Home Equity Loans have ZERO FEES! That's right, you pay no fees with a UCCU Home Equity.*

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